Welcome to Issue #2!

We're back with another compendium of tips, trends, and topics of interest to those who accept payments online. We're pleased to have you with us.

To our charter subscribers: thank you for the great feedback on our first issue (please keep it coming). We were thrilled at how many of you forwarded your copy to colleagues.

To our new subscribers: welcome! Remember, the Journal. is free, there's no obligation, and you can unsubscribe at any time. And don't forget, you can forward the Journal. to your own colleagues or send us feedback at your convenience. Now, it's YOUR journal, too.

Okay - let's find out what's happening.

Top of the News
Do electronic checks have a future online?

This may surprise those who think the payment world is ruled by credit cards:
checks continue to be the most popular and widely available non-cash payment
method in the U.S. Last year, consumers and corporations wrote over 68 billion
checks, with 65% of those written by consumers and businesses to make
purchases or pay bills.

Yet, as a form of payment, electronic checks have not gained
wide acceptance for the purchase of goods and services online. This will
change, according to experts. To learn why >> read the full article.

The Transaction Insider
By Doug Schwegman
Market Research Director

Latest news: First quarter 2002 online sales growth turns in a strong performance. CyberSource merchants (who have been processing credit card orders for over a year) experienced nearly the same level of activity as they had during the peak December sales period. >>Full details

Case Study
Sports.com solves payment & fraud challenges

Sports.com is Europe's leading mobile and Internet provider of European sports content, community and commerce. It offers betting as well as coverage in English of football, rugby, Formula One racing, cricket, boxing, sailing, tennis and golf as well as sports in local languages in France, Germany, Italy and Spain. The company turned to CyberSource to solve payment and fraud challenges distinct to this multi-national business. To find out how, >> read the full article.

Know about this?
Using Bookmarklets to power surf

Bookmarklets are simple tools that extend the surf and search capabilities of Netscape and I.E. Web browsers. And they're free! Bookmarklets allow you to:

	Modify the way you see a Web page, (examples: change colors, or zoom in on an image)
	Extract data from a Web page, including grabbing links and doing a "freshness" test
	Search more quickly - and in ways not possible with a search engine
	Navigate in new ways, including going back to all frames or going to random links

To download Bookmarklets for free, go to: http://www.bookmarklets.com

Got a tip for your fellow readers?
Tell us about it!

Product Spotlight
New International Services Suite

The new CyberSource International Services Suite features five
essential international services and real-time order validation functions,
including fraud detection, consumer geo-location, delivery address
validation, export compliance, and payment.

"Fraud attempts are 40 percent higher for international orders than for
U.S.-based Internet orders," says Jeff King, CyberSource Director of
Product Management. "Our new Suite provides the essential services
merchants need to automatically transact and validate orders originating
from international locations, and also helps them to comply with export
regulations." >>Full details